Payment infrastructure

Payments, connected. Business, moving.

Accept JazzCash, Easypaisa, Raast Instant QR, cards and direct bank transfers — routed through one processing core, settled into one unified ledger.

Get started Explore products
  • JazzCash
  • Easypaisa
  • Raast Instant QR
  • Bank Transfer
  • Cards
Flux Pay · Live Views 01 / 04
Flux Online Checkout View 01 Online Checkout
Flux Merchant Dashboard View 02 Merchant Dashboard
Flux Payment Link View 03 Payment Links
Raast In-Store & Terminal View 04 Raast In-store & Terminal
JazzCash JazzCash Raast QR Raast QR Easypaisa Easypaisa

UNIFIED CHECKOUT PLATFORM

Built to power every payment.

Acceptance, integrations and security — designed as one unified system, not three bolted together.

01 · MULTI-RAIL ACCEPTANCE

Payment Acceptance

Collect payments seamlessly from customers nationwide across all major digital payment rails with zero drop-off.

JazzCash JazzCash Easypaisa Easypaisa Raast Raast QR
  • Sub-second App Push & OTP clearing
  • Unified reconciliation ledger for all rails
  • 99.98% gateway transaction uptime
Explore rails
02 · REST & WEBHOOKS

Seamless Integrations

Connect your storefront, mobile app, or billing system in minutes with clean REST APIs and signed webhooks.

POST /api/v1/payments HMAC-SHA256
  • Pre-built WooCommerce & Shopify modules
  • Cryptographic idempotency protection
  • Zero-dependency PHP, Node & Python SDKs
Read API docs
03 · SBP COMPLIANCE

Enterprise Security

Bank-grade TLS 256-bit encryption, SBP regulated rails, and active transaction monitoring protocols for maximum safety.

TLS 256-Bit SBP Regulated Fraud Shield
  • Segregated merchant escrow accounts
  • Real-time IP velocity & risk scoring
  • Automated dispute & chargeback defense
View security
OFFICIAL PAYMENT RAILS IN PAKISTAN

Direct Clearing with Pakistan's Largest Wallets & SBP Raast

View all payment methods →
JazzCash Logo
JazzCash Mobile Wallets & OTC Clearing 3.8% MDR · Instant Push
Easypaisa Logo
Easypaisa In-App OTP & Wallet Clearing 3.8% MDR · App Approval
Raast OneQR Logo
Raast Instant QR 40+ Banks Interoperability 2.5% MDR · 0% SBP Rail
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Products

Smarter payments for every business.

Four powerful product surfaces — one core, one ledger, zero black boxes.

01 · Online checkout

OneCheckout

Accept online payments through JazzCash, Easypaisa, Raast Instant QR and cards with an ultra-clean, high-conversion checkout experience tailored for Pakistani shoppers.

Instant Settlement JazzCash & Easypaisa Raast QR & Cards
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LIVE CHECKOUT
PROCESSING
02 · Processing

Flux Core

Every transaction moves through a resilient processing pipeline — validated, routed, and settled with instant notifications.

99.98% Rail Uptime Sub-second Auth Smart Multi-Routing
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03 · Payment links

Flux Link

Collect payments anywhere by sharing a branded secure payment link on WhatsApp, Instagram, SMS, or email — no website required.

WhatsApp & Social Zero Code Setup Instant Receipts
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PAYMENT LINK
SETTLEMENTS
04 · Billing & settlements

Flux Bill & Settlements

Automate customer recurring invoices and receive daily automated IBFT disbursements directly into your Pakistani bank account or digital wallet.

Automated IBFT Daily Auto-Disbursement Recurring Invoicing
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The platform in numbers

4 Core Modules — checkout · core · ledger · API
3 Steps — request → route → settle
1 Unified Ledger — one record of truth
0 Black Boxes — every state visible

— bank-grade rails, built for Pakistan —

Design your payment flow.

Watch real-time routing, ledger reconciliation, and automated settlement in action.

LIVE FLUX PORTAL
Open Merchant Account

Flip through everything Flux Pay does.

Hosted Checkout

High-conversion payment experience with JazzCash, Easypaisa and Raast QR ready out of the box — mobile-optimized and bank-grade.

HostedEmbeddedQR

Pay Links

Create instant shareable payment links without writing a single line of code. Perfect for WhatsApp, social commerce, and invoices.

ShareableNo-code

Merchant Portal

Real-time analytics, automated settlements, webhook logs, and API key management unified in one intuitive workspace.

LedgerAnalyticsAPI Keys

Raast Dynamic QR

Customers scan dynamic Raast QR codes with Meezan, HBL, Nayapay, SadaPay or any Pakistani bank app for instant verification.

RaastInstantAll Banks

From request to settlement, in three steps.

STEP 01

Payment Request

Customer chooses JazzCash, Easypaisa, or Raast QR at checkout. Flux creates a secure session with sub-second response.

STEP 02

Instant Verification

The transaction is verified directly against the upstream payment switch without intermediate delay.

STEP 03

Automated Settlement

Confirmed funds enter your merchant ledger and disburse to your designated settlement bank account.

DEVELOPER-FIRST APIS

Built for clean integration.

Connect once and orchestrate your entire checkout lifecycle. With our modern REST endpoints, cryptographically signed webhooks, and zero-dependency SDKs, your engineering team can ship and go live in under 15 minutes.

Sub-200ms Webhooks Instant HMAC-SHA256 signed events
Zero-Trust Security Secrets remain on backend only
Native Idempotency Safe network retries on key match
Multi-Rail Routing JazzCash, Easypaisa, Raast switches
create-payment-session.http
REST API · v1 
// 1. Authenticated POST Request to Payment Switch
POST /api/v1/payments/create HTTP/1.1
Host: api.gofluxpay.com
Authorization: Bearer flx_live_sec_99a84b12...
Content-Type: application/json
Idempotency-Key: order-94821-checkout

{
  "amount": 2500.00,
  "currency": "PKR",
  "order_id": "ORD-94821",
  "customer_email": "buyer@example.pk",
  "return_url": "https://yourstore.pk/order/complete"
}

// 2. Instantaneous Cryptographic Response
→ 201 Created
{
  "payment_id": "pay_9f482a17b",
  "checkout_url": "https://gofluxpay.com/pay/pay_9f482a17b",
  "status": "pending",
  "rails": ["jazzcash", "easypaisa", "raast_qr"]
}
256-Bit TLS End-to-End Encryption ● 99.9% Uptime Verified

Security as a foundation, not a feature.

Built on bank-grade encryption protocols and official Pakistani clearing rails.

01

Security by design

256-bit TLS encrypted transport and cryptographic HMAC webhook verification on every event.

02

Merchant control

Transparent real-time logs, instant refund triggers, and automated settlement audit trails.

03

Regulated rails

Direct integration with State Bank of Pakistan Raast clearing switch and licensed microfinance banks.

04

24/7 Monitoring

Active anomaly detection and uptime monitoring keeping transactions fast and uninterrupted.

Questions, answered plainly.

What is Flux Pay?
Flux Pay is a payment gateway and merchant platform that connects online checkout, wallet collection (JazzCash, Easypaisa), Raast Instant QR, and automated settlements in Pakistan under one unified portal.
How do I integrate Flux Pay into my website or store?
Flux offers simple REST APIs, pre-built hosted checkout redirects, and lightweight JavaScript widgets that integrate cleanly into Shopify, WooCommerce, custom PHP, Node.js, and Python storefronts.
Which payment methods can my customers use?
Customers can pay via JazzCash mobile wallets, Easypaisa app approval, Raast Dynamic QR (scannable via Meezan, HBL, Nayapay, SadaPay, etc.), and direct Pakistani bank transfers.
How long does merchant KYC verification take?
Standard merchant reviews complete within 2 to 3 business days. Optional Priority KYC review queues process verified applications within 24 hours.
How are my processed funds settled?
Settlements are disbursed automatically via IBFT to your verified Pakistani bank account or digital wallet per your settlement schedule.
Website par online payment kaise accept karein? (How to accept online payments in Pakistan?)
Apni website ya online store par payments accept karne ke liye Flux Pay merchant account banayein. Flux Pay simple REST API aur hosted checkout integration provide karta hai jis se customers JazzCash, Easypaisa aur Raast Instant QR se direct pay kar sakte hain.
پاکستان میں آن لائن پیمنٹ وصول کرنے کا طریقہ کیا ہے؟
فلکس پے (Flux Pay) کے ذریعے آپ اپنی ویب سائٹ، ای کامرس اسٹور یا ایپ پر جاز کیش (JazzCash)، ایزی پیسہ (Easypaisa) اور راست کیو آر (Raast QR) سے براہ راست اپنے پاکستانی بینک اکاؤنٹ میں ادائیگیاں وصول کر سکتے ہیں۔

Checkout made simple.

Fewer abandoned carts, sub-second verification, and instant bank settlements. Start accepting payments with Flux today.

Create Merchant Account

Talk to the Flux Pay team.

Have questions about integrations, enterprise processing rates, or custom onboarding? Drop us a line below.

Chat on WhatsApp (+92 302 7967870) support@gofluxpay.com